|
Share Savings
|
| Overdraft Transfer to Checking |
$5.00 |
|
Reopen account within 3 months of
closing
|
$5.00 |
| Close account within 90 days |
$10.00 |
|
Special Shares
|
|
Excessive withdrawal (more than 3
per quarter)
|
$2.00 |
|
Money Market
|
|
Excessive withdrawal (more than 3
per quarter)
|
$10.00 |
|
Christmas and Vacation
Club
|
| Early Withdrawal |
$20.00 |
|
Share Draft (Checking) / Check
Card/ATM Charges
|
|
Insufficient funds per item (NSF)
|
$35.00 |
|
Member Privilege per item (Courtesy
Pay)
|
$35.00 |
| Non-member check cashing |
$10.00 |
|
Non-member check cashing on tax
refunds
|
1% of check amount
|
| Share draft (check) orders |
Per vendor pricing
|
|
Stop payment draft (check) or ACH
|
$20.00 |
|
Account activity print-out (phone,
fax, or in person)
|
$2.00 |
| Copy of original draft (check) |
$3.00 |
|
Overdraft Line of Credit Advance
|
$5.00 |
| Fax/Email service |
$2.00 |
| Initial issuance of Check Card |
Free |
|
Replacement of lost/stolen/damaged
card
|
$12.00 |
|
Overnight delivery of Debit Card
|
Per vendor pricing
|
| Card use at GCU ATM |
Free |
|
Card within CO-OP Network at a
Foreign ATM*
|
$1.00 |
|
Card use outside CO-OP Network at a
Foreign ATM*
|
$1.00 + institution fee
|
| ATM Balance Inquiry |
$2.00 |
| Instant Issue Debit Cards |
$5.00 |
|
Loans
|
| Late fee (after 10 days) |
$25.00 |
| Loan Application Fee |
$30.00 |
|
Credit Card Fees
|
| Late Payment |
$25.00 |
| Over-the-Credit Limit |
$25.00 |
| Returned Payment |
$25.00 |
| Returned Convenience Check |
$25.00 |
| Statement Copy |
$10.00 |
| Rush/Overnight |
Per vendor pricing
|
| Emergency Card Replacement |
Per vendor pricing
|
| Card Replacement |
$10.00 |
| PIN Replacement |
$10.00 |
| Card Recovery/Capture |
Per vendor pricing
|
| Pay-by-Phone |
$10.00 |
|
Miscellaneous
|
| Money Orders |
$3.00 |
| Money Orders (Members age 55+) |
Free |
| Money Orders (Non-Members) |
$8.00 |
|
Cashier’s Checks/Corporate
Drafts (not payable to account
owner)
|
$5.00 |
| Duplicate account statements |
$5.00 |
|
Inactive member charge per year
(balance below $25.00)
|
$5.00 |
| Wire Transfer (outgoing) |
$20.00 |
| Wire Transfer (incoming) |
$20.00 |
| Wire Transfer (international) |
$50.00 |
| Deposited Item Return |
$30.00 |
| Notary Service |
Free |
| Notary Service (Non-Members) |
$10.00 |
| Incorrect Address/Return Mail |
$10.00 |
|
Statement Recon/Research (1 hour
min.)
|
$25.00/hr |
| Foreign Item |
$15.00 |
| Visa Gift Card |
$4.00 |
| Paper Statement fee |
$3.00 per quarter
|
|
Paper Statement Fee for Members 65+
|
Free |
|
Visa Travel Money Card ($100
minimum) (EMV-chip)
|
$6.00 |
|
Inactive Bill Pay Fee (3 months of
inactivity)
|
$5.00 |
|
Over the Phone Cash Advance (loan
payments)
|
$3.00 |
Home Banking
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